
Spray foam causing problems with your mortgage or house sale?
We provide a fully managed removal service across Newcastle and the North East. Our in-house team handles the survey, removal, agreed roofing work and completion documentation.
Arrange your free survey and quotation today.
Professional Completion Reports
Spray Foam Removal Specialists
In-House Removal Team
Spray foam insulation can create serious issues when you're trying to sell your home, remortgage or release equity. It can lead to valuation problems, lender restrictions and make it harder for surveyors to fully assess the roof.
Spray foam can raise concerns during a buyer's mortgage valuation, which may lead to delays or the sale falling through.
Changing mortgage lender or borrowing more can be difficult if your property has spray foam insulation.
Spray foam can also cause problems with equity-release applications, as some providers apply strict property criteria.
If spray foam is causing issues with your sale, remortgage or equity release, our team can survey your property and provide a clear quotation for removal.
Spray foam insulation is applied directly to surfaces inside a roof. Once it expands and hardens, it can conceal parts of the roof structure that would normally be visible during an inspection.
This creates several concerns for mortgage lenders and surveyors.
Spray foam can hide signs of problems beneath the insulation, including:
This lack of visibility can make it difficult for a surveyor to assess the property and provide the information required by a mortgage lender.
Where moisture becomes trapped or water enters through a defect in the covering, concealed timber may be at risk of deterioration.
Lenders need to understand the condition of the property being offered as security.
Where spray foam prevents a satisfactory inspection, they may request:
WE OFFER....
We offer a fully managed, end-to-end spray foam removal service, providing the supporting documentation and photographic evidence to help get the ball rolling again with your mortgage or house sale.
When spray foam removal is connected to a property sale or mortgage application, having a clear record of the work is particularly important.
These documents can be supplied to your solicitor, mortgage broker or surveyor to support their assessment of the property.
Some lenders may also require a separate inspection by an independent surveyor following removal. This depends on the lender's individual requirements.
Your handover pack includes:
Property and contractor details:
A record of the property, the work undertaken and the contractor responsible.
Initial survey information:
Details of the inspected areas and the insulation identified.
Before-and-after photographs:
Photographic evidence of the affected areas before and following removal.
Removal work summary:
A description of the work completed and the extent of the insulation removed.
Associated roofing work:
Details of any repairs or replacement work carried out.
Supporting records:
Relevant waste documentation and Building Control records where applicable.
Completion details:
A dated record of the completed work and any outstanding matters requiring attention.
Our completion report records the work undertaken by Toner Roofing. It does not replace an independent structural assessment or guarantee mortgage approval.
Different types of spray foam require different approaches.
We assess the installation before recommending the work needed.
Open-cell insulation is generally softer and less dense.
It may be easier to separate from certain surfaces, although foam bonded to timbers or membranes still requires careful removal.
Our survey establishes the extent of the installation and the work required.
Closed-cell insulation is denser and more rigid, often bonding firmly to the materials beneath it.
Removal can be more demanding, and affected roofing materials may need repair or replacement.
Our service is managed through four clear stages, from the initial inspection to the final handover.

We assess the visible roof condition, type and extent of spray foam, accessible timbers and surrounding materials.
Once the work is agreed, we organise access, scaffolding where necessary, site preparation and waste disposal.
Our team removes the insulation using methods suited to the foam and roof construction.
Following removal and any agreed roofing repairs, we prepare a completion pack with photographs and a written record of the work.
Get expert advice from our team and a detailed quotation for your property.
One concern homeowners often have is whether removing spray foam means they will also need to replace the entire roof.

A complete roof replacement is
not automatically necessary.
The work depends on the foam type, how it was installed and the condition of the roof beneath it.
Toner Roofing is an established roofing contractor, allowing us to undertake associated work where required.
This can include:
Any structural concerns requiring specialist assessment are referred for appropriate advice. Additional work is discussed and agreed before it begins.
NEW ROOFS
Where a full replacement is required, our New Roofs service covers the installation of the new roof. New roof installations carry our 10-year workmanship guarantee.
ROOFING REPAIRS
For localised defects, see our Roofing Repairs service.
The cost depends on the installation and the work required.
Factors affecting the quotation include:
The size and layout of the roof.
The amount of insulation installed.
Open-cell or closed-cell spray foam.
Accessibility within the loft and any external access requirements.
The condition of roof timbers, underlay and roof coverings.
Scaffolding or access equipment where required.
Waste removal and disposal.
Any associated roof repairs or replacement work.
We provide a free initial survey and written quotation based on the proposed work.
If concealed defects are discovered during removal, any additional repairs are discussed and quoted before proceeding.
Get Your Free Spray Foam Removal QuoteBased in Cramlington, we undertake spray foam insulation removal across Newcastle upon Tyne, North Tyneside, Northumberland and surrounding areas.
If a surveyor has identified spray foam in your loft or your lender has requested its removal, contact Toner Roofing to arrange a property survey and written quotation.

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Get your spray foam removal arranged with an experienced roofing contractor.
Book your free survey and quotation today.